0 Filed Bankruptcy-What is Next?

If you have just filed for bankruptcy, you will have to take steps to get past this dark chapter in your life. The good news is that the worst is finally over. The bad news is that you are not out of the woods just yet. What steps should you take to make sure that you get yourself back on solid financial footing? Make Sure That You Hire A Good Lawyer While your can apply for bankruptcy on your own, it is always a good idea to have a good lawyer representing you in court. This is because you want to know what property is protected in the bankruptcy proceedings. For example, most states have a homestead clause that allows you to keep your...

0 5 Ways Credit Cards Manipulate You Into More Debt

Of all the financial advice anyone with a credit card can give you, maybe the most likely thing you would hear again and again is, “Beware of the special offers.” People are inherently trusting and seeking acceptance. But that’s one of the things you need to be most cautious about when you are dealing with credit cards. They are like vultures. They prey on the behaviors and patterns of the weak, and how many of us won’t use something like credit when it is offered to us? Take this financial advice and be wary of these 5 ways in which credit cards manipulate you into greater chasms of debt: Introductory Interest Rates: Oftentimes providers...

0 An Easy to Understand Guide to Quick Cash Loans

In times of financial crisis, having access to instant money can go a very long way for those who live on a salary by salary basis. It is a good thing that nowadays, there are a myriad of lending programs such as quick cash loans that can be beneficial for those who need to obtain a substantially high amount of cash during an emergency situation. But how do they work? Quick Cash Loans Explained Quick cash loans are financial programs that are ideal for those who have negative or poor credit history. Borrowers may borrow up to 1,500 USD from the said loans as long as they are able to meet the requirements that are set by the lending company...

0 Why Get Life Insurance From Prudential Life Insurance?

One of the most important transactions that people can arrange in terms of precautionary measures is getting a life insurance policy in order to secure the financial future of their loved ones. This is because to purchase a service that will hold their family up when they would otherwise suffer is a source of great comfort. As such, it is therefore critical to acquire the policy from a provider that will not only give them a fair price but will also be capable of delivering on their promises. In this, Prudential Life Insurance is one of such providers that people can really count on. Life Insurance For those who are unfamiliar with the...

0 Explaining budgeting to kids - how to make sure your kids are wise about money

Even if you don’t want to admit it, money makes the world go round and learning about money from a young age can help to make you money-smart in the future. If you’ve got kids it will be worthwhile sitting them down to discuss the finer points of money to them, especially budgeting, as this is one thing that they’ll be able to use in later life to ward off money troubles. So, here are a few ways you can teach your kids all about budgeting: 1)      The pocket money method If you give your kids pocket money you should ask them to pick out a toy or some other item that they’d like you to buy for them. Then,...