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| image source: Flickr |
If you expect your staff to work hard for the company you should give them the reassurance to work in safety.
Your staff are your biggest asset – employ the best staff and your business will thrive. After all, good customer service, operational staff and management will help to drive the business forwards and to bring in new work. If you put your faith in your staff and expect them to deliver then it’s only fair that they should be able to work in a safe and secure environment. They should be confident with any equipment that they are using and feel safe in the offices and buildings where they carry out their duties.
Your choice of construction insurance will have a large part to play in their safety and security. A good policy will ensure that everyone is covered for every work-related eventuality and you can work safe in the knowledge that your team is protected. However, if you haven’t checked out your construction or warehouse insurance policy for a while, you can’t guarantee that it covers all your current requirements. You might have taken on a lot of new staff recently, or you might have upgraded or expanded equipment or premises without upgrading your insurance policy.
If that’s the case then you should make your insurance a priority. It’s no good putting it aside while other urgent administrative jobs land on your desk. Nothing is more of a priority than making sure your staff are safe and you owe it to them to check your current policy with your insurance provider. This should only be a matter of making a quick phone call, outlining the details of your current policy and checking that it still meets all the requirements of your business. It might be that you have a robust policy that can cover a certain amount of growth when it comes to premises and staff. However, if your business has grown rapidly, you may discover that you need extra cover on your policy, or that you need to take out additional cover for certain aspects of your business.
If you have time, you should also think about getting quotes from other competitive insurance providers. If you haven’t changed your insurance company for a number of years, it makes sense to get quotes from other companies to make sure you’re paying over the odds for your policy. There are a number of companies that specialise in construction insurance and you might want to consider using a provider with the inside knowledge of your industry. They can offer specific expertise and advise with regards to your cover and the policies that they provide to businesses.
If you ignore your admin or push it to one side you could come to regret it later on. No one likes to consider the possibility of accidents or thefts taking place in the business but these things happen. At least, with a comprehensive insurance policy, you will have the reassurance that the issues will be dealt with – without one, you could end up losing your business and everything you’ve worked so hard for.
